80C Deductions Planner
Maximise your ₹1.5 lakh 80C limit across ELSS, PPF, life insurance, EPF, and home loan principal.
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How this calculator works
Section 80C allows up to ₹1.5 lakh in tax deductions per year. Most people don't track what's already going in from EPF and life insurance premiums. This planner shows how much 80C space you have left and where best to invest the remainder.
Taxable Income = Gross Income − min(Total 80C investments, ₹1,50,000) − Other deductions
Last updated: March 2026 · Rates and slabs updated for FY 2025-26
ELSS: best of 80C
Equity Linked Savings Scheme has the shortest lock-in (3 years) and highest return potential among all 80C options.
EPF counts automatically
Your 12% EPF contribution already eats into your 80C limit — check how much room is left before investing more.
80CCD(1B) extra 50K
NPS contributions get an additional ₹50,000 deduction under 80CCD(1B), over and above the ₹1.5L 80C limit.
Frequently Asked Questions
Equity Linked Savings Scheme has the shortest lock-in (3 years) and highest return potential among all 80C options.
Your 12% EPF contribution already eats into your 80C limit — check how much room is left before investing more.
NPS contributions get an additional ₹50,000 deduction under 80CCD(1B), over and above the ₹1.5L 80C limit.