Free Financial Calculators โ€” India Edition

Calculate Before
You Invest, Plan, or Decide

67+ free calculators for Indian investors, NRIs, professionals, and business owners. Tax, SIP, CAGR, SWP, NRI Tax, Gratuity, SSY, EMI, FIRE โ€” all with live charts and plain-English explanations.

67+Calculators
13Categories
100%Free forever
Popular: SIP Returns Income Tax Home Loan EMI FIRE Number NRI Tax
๐Ÿข Business Owners & Startups

39 calculators across Finance, Growth, Pricing, HR, Tax, Investment Tools, Govt Schemes, and NRI Hub

๐Ÿ’ผ Finance & Funding

Finance & Funding Calculators

Cash flow, break-even, burn rate, ROI โ€” the numbers every business owner must know

Break-even Analysis
Units and revenue needed to cover all costs and start profiting
Calculate โ†’
Cash Flow Forecast
Project monthly inflows and outflows for the next 6โ€“12 months
Calculate โ†’
Burn Rate & Runway
How long your cash lasts at current spending โ€” with revenue growth
Calculate โ†’
ROI Calculator
Return on any investment โ€” ads, hires, tools, equipment
Calculate โ†’
Profit Margin Calculator
Gross, operating, and net margin from revenue and cost inputs
Calculate โ†’
Business Loan EMI
EMI, total interest, and moratorium impact for MSME / startup loans
Calculate โ†’
Startup Valuation Estimator
Revenue-multiple and EBITDA-based valuation across sectors
Calculate โ†’
๐Ÿ“ˆ Growth & Sales

Growth & Sales Calculators

CAC, LTV, churn, MRR, pipeline โ€” track and grow your revenue engine

Customer Acquisition Cost
Total marketing + sales spend รท new customers acquired
Calculate โ†’
Customer Lifetime Value
Revenue from one customer over their full relationship with you
Calculate โ†’
Churn Rate Calculator
Monthly customer and revenue churn from your subscription base
Calculate โ†’
Sales Pipeline Calculator
Estimate closed revenue from pipeline and stage conversion rates
Calculate โ†’
MRR / ARR Calculator
Monthly and annual recurring revenue from plan-wise subscriber counts
Calculate โ†’
Ad ROAS Calculator
Revenue earned per rupee of ad spend โ€” and whether it's profitable
Calculate โ†’
๐Ÿท๏ธ Product & Pricing

Product & Pricing Calculators

Price right, discount wisely, and track unit economics for every product

Cost-Plus Pricing
Selling price by adding markup % to material, labour, and overhead
Calculate โ†’
Discount & Margin Impact
See exactly how a discount kills your margin before you offer it
Calculate โ†’
Unit Economics
Revenue, COGS, gross profit, and contribution margin per unit
Calculate โ†’
Inventory Reorder Point
When to restock โ€” lead time demand + safety stock + EOQ formula
Calculate โ†’
๐Ÿ‘ฅ HR & Team

HR & Team Calculators

Hiring costs, salary budgets, equity dilution โ€” plan your team with real numbers

Hiring Cost Calculator
Total cost of a new hire: salary + PF + onboarding + tools + ramp
Calculate โ†’
Salary Affordability
Max salary budget you can afford at your target profit margin
Calculate โ†’
Freelancer vs Full-time
Total cost comparison: freelancer (incl. GST) vs permanent hire
Calculate โ†’
Revenue per Employee
Productivity efficiency metric with industry benchmarks
Calculate โ†’
ESOP / Equity Dilution
Model equity after funding: founder stake, investor %, ESOP pool
Calculate โ†’
๐Ÿงพ Tax & Compliance

Tax & Compliance Calculators

GST, working capital, and tax tools for Indian business owners

GST Calculator
Add or remove GST across 5%, 12%, 18%, 28% โ€” CGST/SGST/IGST split
Calculate โ†’
Working Capital Calculator
Current assets minus liabilities โ€” current ratio and quick ratio
Calculate โ†’
๐Ÿ‘ค Individuals & Professionals

36 calculators across Tax, Investments, Loans, Career, and Life Planning

โ‚น Tax & Income

Tax & Income Calculators

Estimate taxes, optimise deductions, know your take-home pay

Income Tax Estimator
Old vs New regime comparison with full deduction breakdown
Calculate โ†’
Take-home Salary Calculator
Gross to net: PF, TDS, professional tax, deductions
Calculate โ†’
HRA Exemption Calculator
Tax-exempt HRA based on salary, rent, and city
Calculate โ†’
80C Deductions Planner
Max out โ‚น1.5L savings across PF, ELSS, PPF, insurance
Calculate โ†’
Capital Gains Tax
STCG/LTCG on stocks, mutual funds, property
Calculate โ†’
Freelancer Tax Calculator
Advance tax and net income for self-employed professionals
Calculate โ†’
๐Ÿ“ˆ Savings & Investments

Savings & Investments Calculators

Plan your wealth-building journey with accurate projections

SIP Returns Calculator
Monthly SIP corpus projection with animated chart
Calculate โ†’
Lump Sum Investment
Future value of a one-time investment with compounding
Calculate โ†’
FD / RD Maturity
Interest earned and maturity amount for deposits
Calculate โ†’
PPF Calculator
15-year Public Provident Fund corpus with yearly breakdown
Calculate โ†’
NPS Pension Estimator
Monthly pension and lump sum at 60 from NPS contributions
Calculate โ†’
Inflation-adjusted Returns
Real returns after inflation eats into your gains
Calculate โ†’
Emergency Fund Calculator
Right buffer based on expenses and risk profile
Calculate โ†’
Net Worth Tracker
Assets minus liabilities โ€” your financial health snapshot
Calculate โ†’
๐Ÿ  Loans & Debt

Loans & Debt Calculators

Know exactly what you owe and how to pay it off faster

Home Loan EMI
Monthly payment, total interest, full amortisation table
Calculate โ†’
Personal Loan EMI
EMI and total cost across varying tenures
Calculate โ†’
Car Loan Calculator
Monthly installment and total cost of vehicle financing
Calculate โ†’
Loan Prepayment Benefit
Interest saved by making a partial prepayment today
Calculate โ†’
Debt Payoff Planner
Avalanche vs snowball strategy to clear debts fastest
Calculate โ†’
Credit Card Interest
Real cost of revolving credit card debt month to month
Calculate โ†’
๐Ÿ’ผ Career & Freelance

Career & Freelance Calculators

Price your work right and compare opportunities clearly

Freelance Rate Calculator
Minimum rate to meet your income and expense targets
Calculate โ†’
Job Offer Comparison
Compare two offers: CTC, perks, location cost โ€” net score
Calculate โ†’
Salary Hike Calculator
New salary after hike; reverse-calculate from target
Calculate โ†’
Consulting Day Rate
What to charge per day based on annual target income
Calculate โ†’
Billable Hours Tracker
Actual billable capacity after meetings and admin time
Calculate โ†’
๐ŸŽฏ Life Planning

Life Planning Calculators

Retirement, FIRE, education, insurance โ€” plan life with numbers

Retirement Corpus Calculator
Save monthly to retire at your target age with desired income
Calculate โ†’
FIRE Number Calculator
Financial independence target: 25ร— annual expenses rule
Calculate โ†’
Child Education Fund
Corpus for college fees in 10โ€“18 years, inflation-adjusted
Calculate โ†’
Monthly Budget Planner
50/30/20 rule applied to your income with category limits
Calculate โ†’
Life Insurance Cover Needed
Right sum assured: income, dependents, and liabilities
Calculate โ†’
Rent vs Buy Calculator
10-year total cost comparison of renting vs buying a home
Calculate โ†’
๐Ÿ”ข Investment Tools

Investment Tools Calculators

CAGR, XIRR, SWP, Step-Up SIP โ€” measure and plan your investments precisely

CAGR Calculator
Compound Annual Growth Rate between any two values over any period
Calculate โ†’
Absolute Return / XIRR
Total absolute return and annualised CAGR on your portfolio
Calculate โ†’
SWP Calculator
Monthly withdrawal from mutual fund corpus โ€” how long will it last?
Calculate โ†’
Step-Up SIP Calculator
How much more you earn by increasing SIP every year vs flat SIP
Calculate โ†’
Loan Prepay vs Invest
Should you prepay your loan or invest that lump sum instead?
Calculate โ†’
Portfolio Rebalancing
Equity/debt/gold drift check โ€” exact buy/sell amounts to rebalance
Calculate โ†’
ELSS Tax Saving Calculator
Corpus + total 80C tax saved on ELSS investments over the years
Calculate โ†’
๐Ÿ›๏ธ Govt Schemes

Govt Schemes Calculators

PPF, SSY, Gratuity โ€” plan guaranteed government-backed benefits

PPF Calculator
15-year Public Provident Fund corpus with yearly breakdown
Calculate โ†’
Sukanya Samriddhi Yojana
SSY maturity amount, interest earned, and 50% withdrawal at age 18
Calculate โ†’
Gratuity Calculator
Gratuity amount under Payment of Gratuity Act โ€” tax-exempt portion
Calculate โ†’
NPS Pension Estimator
Monthly pension and lump sum at 60 from NPS contributions
Calculate โ†’
โœˆ๏ธ NRI Hub

NRI Hub Calculators

Tax, DTAA, and investment tools built for Non-Resident Indians

NRI Tax & DTAA Calculator
India tax liability after DTAA relief and TDS deducted at source
Calculate โ†’
Capital Gains Tax (NRI)
STCG/LTCG on Indian stocks, mutual funds, and property
Calculate โ†’
NRE / NRO FD Calculator
Maturity amount on NRE and NRO fixed deposits
Calculate โ†’
Inflation-adjusted Returns
Real returns after India inflation โ€” essential for NRI planning
Calculate โ†’
SIP Returns (NRI)
SIP corpus projection for NRIs investing in Indian mutual funds
Calculate โ†’
๐Ÿ‡ฎ๐Ÿ‡ณ
India-First

Indian tax slabs, GST, PPF, NPS, HRA, Indian number format (lakhs & crores) โ€” not generic global tools.

๐Ÿ“Š
Visual Results

Every calculator shows charts, not just numbers. Understand your money visually โ€” donut charts, bar charts, projection graphs.

๐Ÿ’ก
Explained Simply

Each field has a tooltip explaining what it means, why it matters, and what a good value looks like for your situation.

๐Ÿ”’
100% Private

All calculations happen in your browser. No data is sent to any server. Your financial info stays on your device.

๐Ÿ“Š Before You Invest

Compare Indian Brokerage Charges

See exact brokerage fees for Zerodha, Groww, Upstox, Angel One, ICICI Direct and 7+ more brokers โ€” intraday, delivery, F&O, and options. Pick the broker that keeps more money in your pocket.

โšก Zerodha โ‚น20 flat ๐ŸŸข Groww โ‚น20 flat ๐Ÿ”ต Upstox โ‚น20 flat ๐ŸŒŸ Angel One โ‚น0 delivery ๐Ÿ›๏ธ ICICI Direct 0.55%
Compare All Brokers โ†’ Zerodha Calculator Groww Calculator
Quick Broker Comparison
Zerodha
โ‚น0 Delivery โ‚น20 Intraday
Groww
โ‚น0 Delivery โ‚น20 Intraday
Upstox
โ‚น0 Delivery โ‚น20 Intraday
Angel One
โ‚น0 Delivery โ‚น20 Intraday
ICICI Direct
0.55% Delivery 0.275% Intraday
See Full Breakdown with Calculator โ†’