Net Worth Tracker
Add your assets and liabilities to get your real net worth — the single most important personal finance number.
Enter Your Numbers
How this calculator works
Net worth = Total assets − Total liabilities. It's the most honest measure of your financial health. Growing net worth year-on-year means you're building wealth. Flat or declining net worth means your liabilities are keeping pace with or outgrowing your assets.
Net Worth = (Cash + Investments + Property + Gold + Other assets) − (Home Loan + Personal Loan + Credit Card + Other liabilities)
Last updated: March 2026 · Rates and slabs updated for FY 2025-26
Track quarterly
Calculate net worth every 3 months. The trend matters more than the absolute number.
Property at market value
Use current market value for property, not purchase price. Sites like MagicBricks help estimate.
Aim for growing ratio
A healthy target: assets growing at 10–15%/year while liabilities shrink.
Frequently Asked Questions
Calculate net worth every 3 months. The trend matters more than the absolute number.
Use current market value for property, not purchase price. Sites like MagicBricks help estimate.
A healthy target: assets growing at 10–15%/year while liabilities shrink.